Friday, March 30, 2007
Friday, March 23, 2007
In an earlier post, I said that as soon as we close I'll post a picture of the house we're buying. Well today is closing day. And, I am going to post the picture anyway.
"Anyway?" you ask? Yes, anyway. We are not closing today. Instead, we're closing next Thursday. I've been super anxious about our broker from the beginning. He consistently asks for information that we've already given him--sometimes even twice--or we have to correct information on the loan documents that we have given him that computed in his brain VERY differently from the given information or truth....whichever way you want to look at it.
On Wednesday night, only 36 hours from closing, I let my guard down and thought, "yea, I think this is going to happen." Thursday at noon I got an email from him saying it wasn't. Apparently the law office, our insurance agent and this broker all had a feeling that was the case, and no one told us until they new for sure. Our broker's supervisor who is working with the underwriters didn't know we were planning to close this week. What???
When I called the broker to find out what the hold up was, he spent 10 minutes giving me excuse after excuse with very little information. And then Nick called him on the other line. He took the call and when he came back said, "To be honest, your husband isn't as pleased as you are." (I'm sorry, you think I am pleased!!!) So, he continued with his excuses and when he was done he said, "Can you call your husband, he's going to yell at me and I don't want to be yelled at because I don't feel very well today. He can yell at me next week."
Which poses the question, would I ever say that to someone in a work situation? I don't think so. I am pretty sure that if that was how I felt, I would say, "Your husband asked that I call him back. Would you like me to do that still, or do you just want to fill him in on our conversation?" And if they said, "Please call him." (Which I imagine would be likely.) I'd say, "Okay, I will do that now." Because work isn't always easy.
I know that somewhere this all falls on the broker. I just know it. But, in all fairness, I'll acknowledge that it probably is also largely connected to the property survey which the seller's had done last year, but the law office didn't properly record (or something like that). So, we wait.
All that said, we are still planning to move this weekend. The sellers are great and made us that offer and we have a truck, help and eagerness to make that nearly too good to refuse. I'm a bit nervous about the whole thing, but it is only a couple of days, and Nick and I are fairly responsible people. The world has me a bit gun-shy at the moment though. So, I'll feel much better come Thursday.
I do love the house though. Last night when we were over there cleaning, I walked out the back door around dusk. It was beautiful. The air was perfect. The view was lovely. The peepers and stream offered an ideal soundtrack.
Two pictures for you. The first is from the top of the driveway. The second is the back/side of the house.
Posted by beckarecka at 7:19 AM
Thursday, March 08, 2007
Wednesday, March 07, 2007
We continue to work through the displaced housing situation. We are currently trying to purchase a house instead of return to the rental. With a six-month lease and not being able to be there for four months, the thought of moving back in and unpacking only to repack and move again later sounds annoying.
We have found a house. We are hoping to close in about 2-3 weeks. We're both very excited. The location is where we want to be. The house is great. The neighbors (who are selling the house) seem great as well.
Our weekends this month will consist of working out the replacement details of the items we lost in the puff-back, and dreaming of what we'll do to make the new house feel like our space.
The days go by quite quickly between working out the details and working at a job. Hense, the wee bit of posting that has been done. As soon as it is final, I'll post a picture. For now, check your calendars and think about when you'll be ready to come visit!
Posted by beckarecka at 10:13 AM